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• Begin by online credit monitoring tools to track your credit report for problems.
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• Research credit repair services that are accredited.
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• Look into a secured credit card. These cards require a cash deposit that serves as your credit limit, making them a great option for people with limited or no credit history.
• Become an authorized user on someone else's account. This can assist you build credit by letting you benefit from their positive payment history.
• Ensure all your payments are made on time. This is one of the most important factors in building your credit score.

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